Emergency Remedial Assistance provides insurance and medical assistance for travelers. It would cover you if you had to be removed off a mountain due to a skiing or hiking accident, or if you had to postpone for a stretched period of time in a foreign hospital. Insurers would also offer coverage if you got critically sick or were injured and needed to be flown home. Various commercial airlines require exceptionally sick passengers to travel on a stretcher with a doctor. Usually this means that you may have to acquire 10 or more seats on a plane at a possible pot cost of over $10,000.
Prior to purchasing this kind of coverage, make sure with your particular health insurance carrier. Find out what form of coverage you have when traveling in a foreign country and if there are any confines. Also, request if the policy will reimburse to fly you home or to a country with first-rate medical care.
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