Crisis Medical Assistance offers insurance and medical assistance for travelers. It would cover you if you had to be removed off a mountain due to a skiing or hiking accident, or if you had to stay for a prolonged period of time in a foreign hospital. Insurers would also offer coverage if you got seriously sick or were injured and needed to be flown home. Several commercial airlines require very sick passengers to ride on a stretcher with a doctor. Typically this means that you might have to purchase 10 or more seats on a plane at a probable pot cost of over $10,000.
Before purchasing this sort of coverage, check with your own health insurance carrier. Find out what form of coverage you have when traveling overseas and if there are any limitations. What’s more, request if the policy will reimburse to fly you home or to a country with first-rate medical care.
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